We use our wealth of front and back-end experience to create loan documents that contemplate all scenarios – repayment, non-performance, default and recovery – so that your journey from settlement to repayment is as smooth as possible.
We prioritise your timeline and can have your loan drafted and settled within three hours depending on the complexity of the transaction.
We include our clients’ input in our loan documents to ensure satisfaction, transparency, and accountability.
Compliance and due diligence
We observe, restructure and revise our legal approach so that you are up to date on the most current developments in mortgage law. At Pavlakis & Co, we share our education with our clients.
We are committed to ensuring mutual compliance and due diligence and employ various programs to do so, ranging from AML/CTF (Anti-Money Laundering and Counter Terrorism Financing) to verification of identity platforms and background searches to capture negative press foreign and domestic for proposed customers.
We take an active role in our clients’ proposed transactions to not only evaluate the risk to value ratio, but ensure provided details are accurate, obtaining credit checks and mitigating fraud. We don’t cut corners at Pavlakis & Co.
Recovery and Dispute Resolution
Our team understands that there are ordinary people at the centre of recovery, and we work to preserve relationships and more importantly, client reputation, where we can.
We strive to resolve matters via non-litigious methods where we can, to reduce time and costs for our clients. This can include liaising and engaging with other industry professionals to catalyse the best resolution for all parties. At Pavlakis & Co, we prioritise client satisfaction over unnecessary action.
We offer these non-litigious methods which include (but are not limited to) mortgagee sales, deeds of forbearance and deeds of support, appointment of receivers and issuing of initial default notices among others.
We aim to drive the recovery process for our clients as swiftly as possible, from the first default notice, through to possession of a security asset and everything in between.
